DID YOU PURCHASE
A MOTOR VEHICLE
ON FINANCE AFTER 2007?
You could be owed around £700 per claim2,
an average of £2,845 per household 1.
No win, no fee3.
YOU COULD BE OWED MONEY
The Financial Conduct Authority (FCA) announced that up to 44%4 of vehicles purchased on finance were mis-sold, including some lenders allowing higher interest rates to be charged, so you could have overpaid! Millions of people are unknowingly affected.
Car & motor finance claims have been featured in BBC News, ITV, and The Telegraph.
Please see our Key Information for further details.
You can claim for:
Our highly experienced claims management team is here to help.
SIT BACK WHILE WE DO THE HARD WORK
It's a simple 3 step claim process:
We locate your agreements
Our system links with major credit reference agencies and vehicle registration databases enabling us to find all car finance agreements connected to you, even if you've changed your name or moved address. This includes agreements dating back to 2007 which are often hard for individuals to trace.
We handle everything
Your claim is handed to our partner law firm who ensure your lender provides exact information related to how much you were overcharged on your vehicle finance.
The heavy lifting starts
Once all of the evidence related to your claims is collected, the law firm will negotiate directly with your lenders and work to recover your compensation, all on a no-win, no-fee basis. Meanwhile, you can sit back and relax.
OUR CUSTOMERS LOVE US
Ready to Start Your Claim?
Let our experienced team help you recover the money you may be owed from your car finance agreement.
WERE YOU MIS-SOLD CAR OR MOTOR FINANCE?
The FCA car finance investigation into hidden commissions revealed that lenders allowed brokers and car dealers to increase interest rates to earn better commissions, so you could have paid more without knowing!
Don't miss out! It only takes 60 seconds to check if you're a victim of vehicle finance mis-selling with our online eligibility checker.
COMMON SIGNS OF MIS-SOLD CAR FINANCE
Thousands of drivers faced these unfair practices. Sound familiar? You may have been a victim of mis-sold vehicle finance.
Hidden Commissions
Were you kept in the dark about commission?
Interest Rate Changes
Were rates modified without your knowledge?
Sales Pressure
You were pushed into signing the agreement.
Unclear Costs
Additional fees weren't properly disclosed to you.
Key Information
Average £2,8451 per household
1Refund value is based on an average of 2 adults per household, and an average of 4.62 car finance agreements per person. As notified by the FCA, the average redress value will be average £700 per claim with 44%4 of claims likely to have been mis-sold.
FCA motor finance update2
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements to early 2026. In October 2025, the FCA confirmed that it is consulting on a consumer redress scheme which is likely to be introduced in 2026. For more information and official updates, visit: https://www.fca.org.uk/news/statements/fca-consults-motor-finance-compensation-scheme
No Win No Fee3
We work on a 'No Win, No Fee'3 basis which means you pay nothing unless your claim succeeds. A fee of 18–36% (including VAT) applies only on successful claims, and a cancellation fee may apply after the 14 day cooling off period.
Information Sources4
In August 2025 the FCA estimated that individual claims would be worth up to £950. In October 2025 the FCA have revised that figure to around £700 on average. For detailed information regarding potential claim values2 and the FCA's estimate of 44%4 of vehicle finance being mis-sold, please refer to https://www.fca.org.uk/news/statements/fca-consults-motor-finance-compensation-scheme2
About Your Choices
Please be aware that you can make a free motor finance mis-selling claim directly with your lender, through the FCA redress scheme, or via the Financial Ombudsman Service. We can do the work for you, but you do not need to use a claims management company or law firm.